FLAGLER COUNTY, Fla. – It’s tough for a student working since the age of 16 to head into a car dealership and hear the words, ‘I’m sorry, we can’t help you. You have no credit. You’ll need a co-signer,’ or being a parent who finds out your student is deep in debt but you never knew they had a credit card.

Financial literacy can be the difference between well-managed independence and self-sufficiency, and spending their 20’s in a revolving cycle of debt and dependency for a young adult who may or may not have had the benefit of sound financial guidance at home.

Hoping to provide peers with a foundation of financial literacy, the Flagler Junior Chamber of Commerce has teamed up with local financial institutions to lend a hand, literally.

“The second edition of the financial literacy program will be held on Monday February 6th 2:45pm-3:30pm at the Flagler Auditorium,” said co-organizer and JCC member Bryan Soudrain.

“This is part of our partners’ at Intracoastal Bank and TrustCo Bank efforts to give Flagler County students a better opportunity at achieving financial stability. This edition will focus on creating credit as it is a key skill to learn to achieve financial stability at a young age,” he said.

There is no cost to attend.