Resident Feedback Desired on Future Solid Waste and Recycling Service

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February 16, 2021

Palm Coast, FL – Palm Coast residents can tell city leaders what their preferences are for the next garbage and recycling service by taking a community-wide survey that will be available starting March 1-30.

Next month, the survey will be available to take online on Palm Coast Connect at palmcoastconnect.com and the city website at palmcoastgov.com. Paper versions will also be delivered in utility bills and be available for in-person participation at the Palm Coast City Hall, located at 160 Lake Avenue, and the Palm Coast Community Center, located at 305 Palm Coast Pkwy NE. Residents with paperless billing will receive a link in email. In April, all survey results will be analyzed and presented to the City Council.

The City’s current solid waste and recycling services contract with Waste Pro ends on May 31, 2022. Under that contract, residents’ garbage is picked up twice a week, yard waste is picked up once a week and recycling is picked up once week. The rate is currently $20.36 per month.

The survey asks a variety of questions relating to the frequency of pickup; recycling costs and rewards; overall impression of services and more.

“We encourage all residents in Palm Coast to fill out the survey so they can have a voice in helping their leaders decide on a contract in the coming months,” said Cynthia Schweers, Director of Citizen Engagement. “Our residents are paying for this important service and we want to make sure that we communicate their wants and needs as we move forward in the selection process.”

The City plans to host a virtual town hall meeting in March with Schweers, Mayor Milissa Holland and a consultant from NewGen Strategies & Solutions to show what has changed in the industry and answer solid waste related questions. Residents can submit questions on palmcoastconnect.com starting March 1.

The City is working with the consultant to assess the current contract and to prepare to put a bid out in May for a new waste contract.

Media Release: City of Palm Coast

Kimberly Norman, Public Relations Associate

Community Mourns Loss of Beloved Teen

By

Danielle Anderson

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February 15, 2021

Flagler County, FL – In Flagler County the name Gilyard is synonymous with football and performance athletics, but on Monday morning social media was a light for a different reason.

Sending shockwaves across the student body of Flagler Palm Coast High School, students and alumni posted early morning messages of disbelief and remembrance for classmate Nehemiah Gilyard as news of his passing circulated.

Involved in single car accident late Sunday evening on County Road 302, the 18-year old junior did not survive the crash.

More than just a football player at Flagler Palm Coast High School, he was a friend, a classmate, a brother and a son, and the impact of his passing was felt deeply by all who knew him.

“He was a very humble and respectful son,” said Nehemiah’s father Sim Gilyard. “He was just getting ready to start on the defense team with FPC his senior year, and becoming a track star athlete. His smile would light up the room.”

“He will be deeply missed by everyone, especially me and his siblings, but never forgotten. His legacy will live on through us,” he said.

Shannon Bass Gutierrez met Neo several years ago when he was a freshman and her son was a senior. With her daughter Essie’s involvement in football, she said they’d had a chance to get to know him better.

“He was the most humble, caring, respectful young man,” said Gutierrez.

“He has been to my house a handful of times and just always (had) a smile on his face. I believe it’s (been) a big impact. My daughter’s first words (were) “I will never be able to hug him again”.

“We are just now getting back to somewhat normal, schools are open full capacity, sports are allowing spectators. It’s just such a shock that a person like him, his life was cut so short. All I know is our family will forever hold a place in our hearts and keep his name alive,” she said.

FPC Class of 2020 graduate Tyler Gates was a longtime friend of Gilyard’s. Currently stationed in Texas as a member of the U.S. Air Force, he was stunned to learn of the loss of his friend.

“I’ve known him since I was 11 being part of many sports, and being connected to many people, it definitely affected people emotionally. People felt like they lost a great friend or brother,” said Gates before sharing a fond memory. “The thing I always remembered about him is that he always loved to do crazy stuff and wasn’t afraid to have fun.”

Nehemiah’s mother Lizette Harvey said his loss didn’t just impact the community, but generations to come.

“His loss impacted the schools, teammates, friends and family. You had to get to know him as a person,” shared Harvey.

“He was very soft-spoken and he loved from the heart. He’s going to be deeply missed as he was a respectful child. He loved his family, friends and teammates, as well. This will be a hard situation to deal with losing someone at this young age. As a person, athlete and an up-and-coming star, he will be truly missed.”

Flagler School Board member Colleen Conklin said grief support would be available for students processing the loss of their friend as they returned to campus on Tuesday.

“We will have grief counselors on campus tomorrow to support our students and staff,” said Conklin. “There is absolutely nothing worse than getting the news that we have lost a student. The loss resonates through the entire Flagler school family. From the teachers and staff who have known Nehemiah since his early years to his teammates and friends, this is a tragic reminder of how fragile life is. Our thoughts and prayers are with his family and friends during this difficult time.”

Updated: 2/19/2021

The family of Nehemiah Gilyard has announced his service will take place on February 27th at the United Methodist Church, 6500 North Belle Terre Parkway, Palm Coast, FL at 1pm, and will be held in the open pavilion.

A GoFundMe to support a local scholarship in his name has been created and the community is invited to donate by visiting https://www.gofundme.com/…/nehemiah-gilyard-scholarship…

A Girl & A Gun Helps Empower Women Firearm Owners

By

Danielle Anderson

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February 12, 2021

Bunnell, FL – While the number of men holding a conceal carry permit outweighs women by about 3-to-1, the number of women receiving their permits has continued to rise over the past four years.

Debbie Bowers is one of 16,148 concealed weapon/firearm license holders in Flagler County as of January 2021, and while she has had her firearm and permit for the past six years, it was not until she began spending time at the Bunnell Range and taking private lessons that she became increasingly comfortable using her firearm.

As a member of A Girl & A Gun Flagler County chapter, she’s among more than 50 women who are honing their skills with a firearm, while learning “firearm etiquette”, under the instruction of facilitator Kathleen Robinson.

“Even though I just started shooting with my husband, I’ve had my conceal weapon permit for six years, but I just wasn’t doing anything with it,” said Bowers.

“I came out and I was so impressed. There were so many women and it was very empowering to know that a lot of the women were already shooting and it just became something I thought I really need to get into,” she said. “I’ve learned so many things about guns, every time we get together it’s so informative.”

A domestic abuse survivor, Bowers said the instruction and range practice gives her a sense of confidence.

“I definitely feel more confident with the gun,” she said. “I think that was the reason I’d just held off not doing anything with it – I was afraid of it, but the group’s taught me to get comfortable with it. I can see why some women get into a position and feel vulnerable but I don’t feel vulnerable anymore. It’s not just about guns, it’s about self-defense.”

A Girl & A Gun members meet on February 12, 2021 at the Bunnell Range.

Building camaraderie with fellow members, A Girl & A Gun events begin with a safety session according to Robinson, founder of Shelby-Safe Training, and a certified firearms instructor who works closely with the women to fine-tune their skills and take them to the next level.

“I’ve gotten a lot of interest from ladies who are looking for training and some more activities to do here in Flagler County,” said Robinson, founder of A Girl & A Gun Flagler County chapter.

“It doesn’t matter where you start, we want to help you build upon that,’ she said.

In addition to firearms safety and instruction, the chapter engages in competitive shooting, and will host their first quarterly match for an opportunity to move through the ranks and compete at the national level.

The $50 membership includes social activities like Girls Night Out and Breakfast and Bullets, and instructional classes like holstering, rifle clinics, and ax throwing.

“We’re very excited about what we’re doing,” she said.

Naomi Beggelman, operations manager for the

Bunnell Range enjoys being the host range for A Girl & A Gun Flagler County chapter.

“It is very exciting to see more and more female shooters in Flagler County,” said Beggelman. “A Girl & A Gun is a great group where they can partner up, learn new safety techniques together, and form new friendships in the community. We are thankful to be their host range and get to watch everyone grow together.”

Find Out More:

– Bunnell Range: www.bunnellrange.com

– Shelby-Safe Training: www.shelbysafetraining.com

– A Girl & A Gun Flagler County Chapter: www.agirlandagun.org/cat/fl-flagler-county

Flagler County Entrepreneur Proves Age Is Just A Number

By

Danielle Anderson

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February 12, 2021

Bunnell, FL – Everyone needs a little pampering now and then, and Flagler County’s newest luxury salon Skin Bar 386 is ready to make it a reality.

Led by 19-year old entrepreneur Hannah Blevins, friends and family gathered to celebrate the official opening with a ribbon cutting mix and mingle on Thursday evening.

Congratulations were all around as Blevins chatted with guests and talked about the spa’s menu of services.

“Skin care has always been a big passion of mine. I’ve always been super dedicated to giving people the skin they want and deserve, and making them feel great in their own skin is what drove me to open this,” shared the licensed medical esthetician.

“We have acne facials, anti-aging facials, all medical service facials, lash extensions, waxing, massage, we have it all,” she said.

As the sun set over Bunnell, well-wishers assembled for the official ribbon cutting hosted by HT Production Company and emceed by Flagler Broadcasting’s Kirk Keller, who remarked with appreciation on Blevins’ foray into the business world.

“Nineteen years old and she just opened her first business, in a brick and mortar. She’s just a very sharp girl and I wish there were more young people like Hannah that would say “this is my dream, this is what I like to do” and do it,” said Keller.

While less than 23 percent of all new entrepreneurs were between the age of 20-34 in 2018 according to the Kauffman Foundation’s national report on early stage entrepreneurship, statistics like that aren’t daunting to the aspiring entrepreneur.

The professional athlete has been facing down challenges from an early age, and she’s grown accustomed to accomplishing her goals and spending time in the spotlight.

“At first I was nervous because everyone’s scared of failing but I’ve been in the media industry, I was a pro surfer before I became an esthetician so whatever I set my mind to, I know that I want to do it,” she said.

She’s even planning for the future.

“It’s been my dream to put a Skin Bar in every area code and branch out, but for now we’re going to see what happens,” she said.

Supported by local businesses like Southern Table and Pisces Nutrition for the opening, Blevins’ parents Sherry and John Blevins, owners of Honest Heating & Air in Bunnell, were thrilled for their daughter’s new venture.

“I’m thrilled, but Hannah’s an overachiever anyway because she used to be a pro surfer, so she’s always been in an adult world,” said Sherry.

“She graduated at 17, then went to college for her esthetician license, then her medical esthetician and got her Florida state tattoo license and micro-blading license, so we’re very proud of her.”

To book an appointment, visit www.Skinbar386.com.

Skin Bar 386

Owner: Hannah Blevins

City Plaza Bunnell

2405 E. Moody Blvd, Suite 106 Bunnell, FL

www.skinbar386.com

Funding Secured to Improve the Lehigh Trail Trailhead

By

Flagler News Weekly

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February 11, 2021

Palm Coast, FL – Visitors to the Lehigh Trail Trailhead off of Belle Terre Parkway can look forward to several enhancements at one of the city’s popular paths.

Thanks to a direct result of great partnerships and inter-agency collaboration by the City of Palm Coast, the Florida Department of Transportation and the River to Sea Transportation Planning Organization, the City recently received notice that FDOT had secured $1.58 million in funding for the much-needed project.

City planners worked with staff from both organizations to amend FDOT’s 5-year Work Program and the River to Sea TPO’s 5-year Transportation Improvement Plan to be able to get working on the project now. The project is planned to add ADA compliant paved parking with more than 60 parking spaces, a restroom, and water fountain.

Residents and visitors to Palm Coast also help contribute to improvements at city amenities through spending locally, which is highlighted in the city’s Be Local Buy Local campaign. A portion generated through the small county surtax and the local government half-cent sales tax comes back to the community to pay for capital improvement projects.

In general, having these funds available also keeps the city project-ready to be able to match for grant funding. This is another example of how shopping local helps not just the businesses, but also the community you live in.

In addition to sales tax, recreation impact fees are also utilized; this means every new dwelling unit constructed pays this impact fee that is used to pay a portion of recreation capacity improvement projects.

“Our parks, trails and amenities are integral to the high quality of life our residents have come to cherish and expect,” said Mayor Holland. “Adding these enhancements to this amenity will significantly improve the safety, security and user experience for trail users, walkers and cyclists right here in Palm Coast.”

The trailhead improvements are just one of several capital projects the City will plan for this year. Each year, capital projects like this are completed aimed at building on the quality of life for residents in Palm Coast, including the work on the youth ball fields at the Indian Trails Sports Complex, the renovations at Holland Park and future improvements Waterfront Park and the Palm Coast Tennis Center.

The City is expected to put the project out for bid and begin construction this year.

Media Release: City of Palm Coast

Kimberly Norman, Public Relations Associate

Roving “Meet the Candidates” Events Add to Connectivity

By

Danielle Anderson

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February 11, 2021

Flagler Beach, FL – Adding a new spin to connecting with the community, Flagler Beach City Commissioner Eric Cooley hosted the first “Meet the Candidates Roaming City Cleanup” on Sunday, February 7th.

With opportunities to meet and greet constituents limited during the pandemic, Cooley created the weekly meet ups as way to safely engage with members of the Flagler Beach community while learning more about their concerns and ideas in a relaxed atmosphere.

Starting the meet up at the Flagler Beach Pier, Cooley, who is running for re-election to the Flagler Beach City Commission on March 2nd, opened up the event to all candidates in Flagler Beach, and was joined by partner and mayoral candidate Suzie Johnston.

Residents stopped to talk under the pier’s A-frame before the candidates and friends embarked on their first roving cleanup event. Teams tackled the east and west side of State Road A1A during the Friends of A1A’s first quarter Adopt-a-Highway commitment.

The roving cleanups are part of a broader strategy to allow candidates to learn more about the concerns of residents and Cooley says by inviting all candidates to join, it creates additional opportunities for dialogue between candidates and constituents.

“This is designed to be a roaming cleanup, so let’s say folks have concerns about a new park we’re wanting to do down on the south (end), which is an actual issue going on right now, we can go down there, clean that whole area up and talk about it,” explained Cooley.

“So we can see it, we can talk about it, we can look at it or if somebody has an issue, any area in town, we’ll go there, clean up, see it, look at it, and we can all, as a group, talk about it. I just think that while we’re out somewhere, we improve it, make it better. Then we can be mobile and go see the issues that the citizens have and what better way to learn about the town than to walk around and just talk about the issues together?”

Flagler Beach City Commissioner Ken Bryan stopped by to support the new concept. He found it to be a fresh approach to connecting with residents and says it’s indicative of the innovative momentum the city is channeling to address issues.

“I think this is a fantastic event. Because of COVID, it gives people an opportunity to come out, meet the current commissioners as well as the candidates, in a safe environment,” said Bryan, discussing issues like the pier with those who stopped to talk.

Johnston was the only other candidate to accept the invitation for the first informal meet the candidates event but appreciates the multipurpose approach.

“Every candidate has a different perspective and outlook about how to handle challenges for the city, and it’s a great way for an individual to almost roundtable, but instead walk and pick up trash and figure out problems together,” said Johnston, a self-proclaimed problem solver.

“Two candidates can walk side-by-side with a resident and discuss and work out issues. One will become an elected official and the others will go back to being residents. Those candidates, the issues they have important to their hearts, are still going to be important issues as a resident. So, even though they’re your competition for now, they’re going to be your friend later.”

Cooley hopes others will take advantage of the opportunity presented by joining in the next event set for Saturday, February 13th at 9 am, starting at the Flagler Beach Pier.

“This was an idea we came up with this week and there are some candidates that might not know about it, but it’s widely published on social media. This is a chance for them to talk about their knowledge of issues,” shared Cooley.

“We meet at the A-frame but from there we let the citizens decide where we’re going to go.”

For a list of candidates and information about the March election in Flagler Beach, visit www.flaglerelections.com.

Nirvana Wellness Offers Full Mind and Body Wellness at New Location

By

Danielle Anderson

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February 11, 2021

nw2 — Friends, students and clients all turned out to celebrate the grand opening of the new Nirvana Wellness location in Flagler Beach on Sunday, February 7, 2021. From left, Sharlene Dufford, Nirvana Wellness owner Kat Jankowski and Yolanda Remy.

Flagler Beach, FL – It wasn’t the lure of free chair massages or a chance to let the kids play in the bounce house that drew several hundred well-wishers to the grand opening of the new location for Nirvana Wellness on February 7th, but the chance to congratulate Kat Jankowski on her business expansion into Flagler Beach.

Massage students from Daytona State College practice their skills during the Nirvana Wellness grand opening celebration for their new location in Flagler Beach on February 7, 2021.

Evolving into a successful licensed massage therapist and certified personal trainer after dealing with her own physical therapy treatment issues, Jankowski opened Nirvana Wellness in Palm Coast 10 years ago, before outgrowing the space.

“I’ve actually been in business for quite a long time but I just moved to this new location in Flagler Beach and wanted to get the community involved, let them know we’re here, what we do and how we can help the community,” said Jankowski, who includes massage, pre and post-surgical rehab, functional movement, rock taping, and compression.

Jankowski plans to start hosting free community education events including for children, focusing on health and wellness and exercise.

“As adults we grow up and have all these chronic pains, ailments and diseases so if I can help teach children how to maintain their health when they’re young, it will transition into adulthood.”

As the head instructor for the massage program at Daytona State College, her passion for wellness has inspired countless students and Yolanda Remy was among those out to congratulate her teacher.

“She was my instructor at Daytona State, and I’ve never had anybody go into as much detail as she does,” said Remy. “Everything I know now as a massage therapist, I know because of Kat. I want to cry because this is so amazing and she’s such a hard worker.”

While Nirvana Wellness specializes in massage therapy, sports medicine, and rehabilitation, also located within facility is Vitalift Infusion, overseen by board-certified nurse practitioner Orjanette Bryant, offering a healthy boost.

Vitalift Infusion, overseen by board-certified nurse practitioner Orjanette Bryant, welcomes visitors during the grand opening of Nirvana Wellness in Flagler Beach on February 7, 2021.

“Addressing autoimmune conditions, immune deficiencies, performance enhancement, weight management, dietary supplementation deficits, and vitamin deficiency post gastric procedures, antiaging, hangover and addiction care, the vitamins, minerals, and proteins are infused directly into your circulatory system or bloodstream, giving you the maximum absorption into the cell. The clinic also offers intramuscular injects also,” explained Bryant, while taking visitors through the center.

She was pleased by the community’s response to the open house.

“I was totally surprised at the outcome,” she said after the event wrapped up. “Over 200 people showed up for the grand opening and I was able to do multiple small session explanations of the benefits of vitamin boosting through injections or intravenous.”

Denise Lorver enjoys the compression machine demo during the grand opening of Nirvana Wellness in Flagler Beach on February 7, 2021.

Inviting other business owners to join the in the grand opening celebration, Jankowski said it’s an organic approach that’s helped her business grow and be successful over the past decade.

“It’s about small business and we’re all trying to make it, so if we can support each other, it’s well worth it,” said Jankowski.

Nirvana Wellness Powerhouse

2561 Moody Blvd. Suite 100, Flagler Beach

Appointments: 386-264-0852

www.nwpowerhouse.com

Flagler Beach United Methodist Church Food Pantry Gets a Boost

By

Danielle Anderson

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February 11, 2021

Golden Lion Donation — Chris Marlow, co-owner of the Golden Lion Cafe in Flagler Beach presents the Flagler Beach United Methodist Church with a $2,000 check to support their food pantry efforts on Thursday, February 11, 2021. From left, Chris Marlow, Carol Katsolis and Susanne Hopson.

Flagler Beach, FL – While in the midst of sorting non-perishable groceries and building shelves to store the food, volunteers at the Flagler Beach United Methodist Church were excited to learn of a windfall coming their way on Thursday.

Flagler Beach United Methodist Church food pantry co-chair Bill Hopson, Carl Laundrie and Bill Rosado help build shelves to stock the food pantry on Thursday, February 11, 2021.

Welcoming Golden Lion Cafe co-owner Chris Marlow, Susanne Hopson, co-chair of the church’s food pantry accepted a $2,000 donation from the Flagler Beach-based restaurant.

Raising the funds from their annual fish and chips promotion linked to purchases of their signature Key Lime Tartar sauce or the Dat’l Pepper Cocktail sauce during the last of week of January, Marlow said they have reached a milestone in the giving as a result of donating half of the proceeds from each bottle sold at Publix supermarkets and in the Golden Lion Café gift shop, to food pantries across Florida.

“We have now broken over 50,000 meals donated to feed the hungry here in the local community,” said Marlow.

After a round of regional donations during the 2020 Christmas holiday season and seeing the continued need, Marlow wanted the dollars to go directly to the Flagler Beach United Methodist Church’s food pantry to help Flagler families.

“We’re just happy to give back to the community that supports us so much,” he said.

Helping sort the grocery donations, volunteer Carol Katsolis was moved to tears by the generous donation for a cause close to her heart.

Carol Katsolis and Susanne Hopson, co-chair of the Flagler Beach United Methodist Church food pantry sort food donations from students at Old Kings Elementary School and Palm Coast Methodist Church, to help support those in need.

“It’s tremendous. Here’s a local business, it’s just great,” she said with emotion. “I think it’s really important and people are appreciative. It’s a positive thing to participate in.”

The Flagler Beach United Methodist Church offers their food pantry to Flagler County families on Thursday between 9:30 am and noon, weekly, and no appointment is necessary.

The pantry has received a number of donations in recent weeks including food collected by students at Old Kings Elementary School and from the Palm Coast Methodist Church.

“We have a pretty full pantry at the moment,” said Hopson. “It’s what supports us and keeps us going. We know there are a lot of people in the community who are in trouble.”

The Flagler Beach United Methodist Church is located at 1520 S. Daytona Avenue, Flagler Beach.

Holland Park Phase Two Renovations Nearing Completion

By

Flagler News Weekly

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February 9, 2021

Palm Coast, FL – James F. Holland Memorial Park phase two renovations will be complete in just a few weeks and that means the new splash pad will be open daily for families to enjoy this spring and summer, along with new playground features that were recently unveiled this winter.

“I am so excited to celebrate the completion of all of the magnificent renovations to Holland Park,” said Mayor Milissa Holland. “This amenity has been transformed into a regional attraction that will be a family favorite for multi-generational guests in our community for years to come.”

Construction on the multi-million dollar phase two improvements of one of Palm Coast’s most popular parks, located at 18 Florida Park Drive, began in May of 2019.

The centerpiece of these additions introduces a splash pad next to the existing sugar mill-themed playground. The splash pad design reflects the river, ocean, lakes and swampy areas. There are 41 spray features – water fountains and sprayers – shaped like a frog, turtle, octopus, whale, manta ray, starfish, sand dollar, lily pad and cattail. Nine spray loops were also installed and soon children will be able to spray their friends with water cannons.

On the playground, about 20 new pieces of equipment were installed for toddlers and children. Little ones will be able to climb a treehouse, explore a steam engine and carriage, and operate a play dozer. The playground is designed so children can develop their motor skills, learn through play and take on new challenges in a safe environment. There are also inclusive elements with accessibility features added to the playground as well as new family swings to climb on and sway back and forth together.

Other features of phase two improvements include:

· Covered pavilions added at the playground, small dog park, horseshoe, and shuffleboard areas to provide more shade;

· New bocce ball court with shade canopy covering, deck with seating, lighting, and hydro-irrigation system for the clay court;

· Restroom update at pavilion 3;

· Construction of a new maintenance building;

· New LED lighting;

Parks and Rec staff are following all Centers for Disease Control and Prevention guidelines for safety and cleanliness.

Phase one renovations were completed in 2017. At that time, infrastructure and utilities were upgraded and new playground equipment was added including the popular zip line. Sand volleyball, two new basketball courts and two horseshoe pits were also constructed.

Holland Park offers 26 acres of diverse recreational amenities and is also the home to the Palm Coast Historical Society headquarters. Visitors can also play tennis, pickleball, shuffleboard, basketball, horseshoes, volleyball, baseball/softball, and utilize the multi-use fields for soccer, football, etc. There is also a three-quarter mile trail and a dog park.

As the project nears the finish line, the city will release more details on when residents can venture to this newly renovated regional attraction.

Stay informed with the latest news and information from the City of Palm Coast by signing up for weekly updates. Visit www.palmcoastgov.com/government/city-manager/week-in-review to get started today.

Media Release: City of Palm Coast

Flagler Attorney Releases New Book “Divorce Your Debts, Keep Your Spouse”

By

Flagler News Weekly

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February 8, 2021

Flagler County, FL – Marc E. Dwyer, Esq. is proud to announce the release of his book: “Divorce Your Debts; Keep Your Spouse”.

“This book is the inspired product of the cumulative experiences I have had in helping clients achieve emancipation from debt. I am fortunate to have had the opportunity to help thousands rebuild their lives by receiving much-needed relief from crushing, inescapable debt,” Dwyer said.

Marc Dwyer is a partner at Chiumento, Dwyer, Hertel, Grant, with locations in Palm Coast and Ormond Beach, Florida. He has been practicing bankruptcy law for over 18 years. He is admitted to practice in all Federal Districts and Bankruptcy Divisions in the State of Florida.

When asked why he decided to write this book Dwyer said, “From the very first time that I came into contact with an elderly couple who had spent down their entire retirement savings just keeping the debt cycle going, I knew I had to get this message of hope to many more people than I could reach in one-on-one office interviews.”

Dwyer also experienced, through his clients, the dire implication of financial challenges on maintaining a marriage.

“I empathize with the hopelessness that many couples, under the load of debt, experienced on a daily basis. I saw how money problems, or the lack of money, came between husbands and wives, and how it divided families. I witnessed how financial dysfunction caused couples to come into my office seeking divorce and bankruptcy counsel at the same time.”

Dwyer’s book “Divorce Your Debts; Keep Your Spouse” is available exclusively through www.500bankruptcy.com. It is available for free by attending one of Dwyer’s free on-line seminars, or the eBook may be purchased on the website 500bankruptcy.com for $10.00.

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